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Will your business survive you?

Business Continuity

If you own a small business or are a sole trader, have you considered whether you have made adequate provision for when you are no longer around?

Business Continuity is important for everyone – but especially so for small businesses.

  • Is your business capable of continuing to deliver its products or services at an acceptable level following a disruptive incident ?
  • How would the business continue to run if you (or a key person) suddenly died, or had an accident that put you out of action ?
  • What happens if there is a practical problem such as fire or flood, IT systems crash, or even something extreme like a terrorist attack ?

Even a short interruption can have a disproportionate effect on a small business – totally halting output and letting customers down. Plus, it is more difficult to absorb the financial impact of any business interruption. A high percentage of small businesses affected by a major incident either never re-open or close within 18 months.

It is therefore essential that you have a Business Continuity Plan together with appropriate insurances, a will, and any Lasting Powers of Attorney needed in place. Make sure your employees/family know where all these documents are kept!

Making Your Business Continuity Plan

Step 1: Define your disasters and assess your risks

What could happen to you or your business, and what effect would it have?
How likely is it to happen?

Step 2: What would need to be done in the event of a disaster

Give someone responsibility for this and ensure it covers basics like:

  • Evacuation procedures
  • Fire equipment
  • First aider
  • Insuring your Premises, Key Equipment, and even Key People
  • Back up your IT & Telecoms information
  • Ensure emergency contact information and critical paperwork is kept off site

Step 3: Test the plan

Discuss the plan with your staff/family to hopefully expose any flaws and if possible try it out.

At Curwens LLP, we can help with preparing a Will or Lasting Power of Attorney and are always happy to have an initial chat with you on the telephone to run through exactly what you need. So if you have any questions just give us a ring on 01992 463727 or have a look at our website

Curwens LLP are your local solicitors based in Royston, Hoddesdon, and Enfield.

Curwens LLP Solicitors

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